Government and insurance cases get their own workflow
An Ayushman patient is not a self-paying patient with a different tag. PM-JAY has its own transaction lifecycle, its own document requirements and its own failure modes. So does a TPA insurance claim. Both are built as first-class workflows, not as payment categories.
Insurance & TPA claim management
From policy capture and pre-authorization through query management to settlement — including the outcomes nobody likes to plan for: rejection and short payment.
- Insurance company
- TPA
- Policy number
- Member ID
- Coverage details
- Pre-authorization
- Approval amount
- Requested amount
- Approved amount
- Documents
- Claim submission
- Query management
- Claim status
- Settlement
- Rejection
- Short payment
The PM-JAY case, end to end
The official PM-JAY hospital transaction workflow runs from beneficiary identification through pre-authorization, treatment and discharge to claim processing. The module follows that sequence, so the desk always knows which stage a case is stuck at.
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1
Beneficiary
-
2
Verification
-
3
Package
-
4
Pre-auth
-
5
Approval
-
6
Treatment
-
7
Discharge
-
8
Claim
-
9
Settlement
Beneficiary identification
6 features
- Ayushman beneficiary verification workflow
- Beneficiary ID / details
- Family / member information
- Identity documentation
- Eligibility / status
- Patient verification status
Package management
8 features
- Procedure / package master
- Package code
- Package description
- Package rate
- Applicable category
- Procedure mapping
- Package inclusions / exclusions
- Configurable government rate updates
Pre-authorization
13 features
- Case creation
- Diagnosis
- Proposed treatment
- Package selection
- Required documents
- Doctor information
- Investigation reports
- Upload facility
- Pre-auth request status
- Approval
- Query
- Rejection
- Resubmission
Treatment tracking
8 features
- Approved package
- Treatment / procedure
- Medicines
- Investigations
- Consumables
- Doctor notes
- Nursing notes
- Clinical documentation
Discharge
7 features
- Discharge checklist
- Final diagnosis
- Procedure
- Discharge summary
- Required documents
- Doctor approval
- Beneficiary discharge
Claim
10 features
- Claim preparation
- Required documents
- Claim submission tracking
- Query
- Query response
- Resubmission
- Approved amount
- Rejected amount
- Settlement
- Claim history
What this module does not assume
Live PM-JAY transaction and API functionality depends on the nursing home’s current empanelment, state and NHA requirements, authorised credentials, and the official integration mechanisms available to the facility. Storing an Ayushman card number does not by itself confer PM-JAY eligibility or claim access — the software is built so that the desk workflow is ready the moment those approvals are in place.
Designed to become ABDM-compatible
ABDM promotes interoperability between health systems while the medical records themselves stay with the provider — they are not centrally stored by ABDM. Building to ABDM-compatible data structures now means the integration is a connection later, not a rewrite.
ABDM flow
- Patient
- ABHA
- Consent
- Health record
- Digital record
- Secure sharing
Registries worth planning for
Life Line can also consider HFR (Health Facility Registry) registration as part of ABDM adoption, and doctor profiles can be structured for future HPR (Healthcare Professionals Registry) mapping.
Potential ABHA / ABDM features
- ABHA number
- ABHA address
- Patient consent
- Health record linking
- Digital health record generation
- Prescription record
- Lab report
- Discharge summary
- Health record discovery / sharing
- Consent management
- ABDM-compatible data structures
- HFR / HPR mapping where applicable
The four routes a case can take
Whichever path a patient arrives on, it resolves to the same record and the same billing engine.
- Patient
- Registration
- Doctor
- Prescription
- Investigation
- Billing
- Follow-up
- Patient
- Admission
- Bed
- Doctor
- Nursing
- Investigation
- Pharmacy
- Treatment
- Billing
- Discharge
- Beneficiary
- Verification
- Package
- Pre-auth
- Approval
- Treatment
- Discharge
- Claim
- Settlement
- Patient
- ABHA
- Consent
- Health record
- Digital record
- Secure sharing
Tell us where Life Line stands today
Current PM-JAY empanelment status, the TPAs and insurers you already work with, whether the facility is registered in HFR, and whether your doctors have HPR registration — these answers shape how much of Phase 3 is a connection versus a build.